Jim Henderson

I was born and raised in Southern California. In 1986, I began my banking and finance career at a local Southern California Savings and Loan. From the very beginning, I focused on learning as much as possible about the banking and mortgage lending industry. As my knowledge and experience grew, I moved into various management […]

John Doung

I was born and raised in Los Angeles, CA, and have been in the financial services industry since 2016. I understand that to most people, your home is not only your largest financial obligation, but also your most important asset in building your future. I am here to listen and understand your specific situation, so […]

Josh Balbuena

Josh started in Real Estate in 1999 and quickly found his niche in mortgage and has been working in the mortgage industry ever since. Josh cares deeply for the growth of his teams, and provides continuous support to contribute to their success, both professionally and personally. He has built a customer focused team always striving […]

Kristopher Hartmann

I was born and raised in Southern California. I began my career in the mortgage industry in 2003. Since then, I’ve had the pleasure of helping hundreds of families to better understand the largest asset they own, their home. The mortgage refinancing and lending process can be both intimidating and stressful if left in the […]

Matthew Winkle

I was born and raised in Orange County, California. I am a mortgage professional and a father. Being a father and a husband is one of the best things that I’ve done outside of my career. I believe it keeps me grounded to work with every client I’m lucky enough to help. I started in […]

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