Andy Espineira

I began my mortgage career in 1997 as a loan consultant doing only FHA purchases and loved every minute of it. Eventually I opened my own brokerage firm and operated it for about 10 years. Over several years due to all the changes in the marketplace, I quickly realized the importance of being a direct […]

Hiro Watari

I’m a Southern California based mortgage professional and sales manager for Ladera Lending, a direct lender located in Southern Orange County. With more than 8 years of mortgage industry experience coupled with over 10 years of legal practice, I have been advising clients in various areas of finance and real estate since 2003. The value […]

Joe Hardrick

A proven leader based in Dallas, Texas, with over a decade of experience finding strategic mortgage solutions for borrowers. I’ve been a leader in the industry for the past 5 years, with over 13 years of total mortgage experience. I’m a forward-thinking, solution-oriented loan officer who will search the market to ensure you have the […]

Marlon Escota

I was born and raised in Southern California. I have been in residential financing since 2006, specializing in Purchase and Refinance Home Loans. Since joining Ladera Lending in 2012, I have been a key contributor to the company. My focus is to establish long-term relationships with all my clients. I have a knack of being […]

Brent Babb

I am a Sr. Loan Officer based out of the Dallas, Texas area. I’ve been helping my clients with their home financing for over 27 years. I take great pride in helping with all of your home’s financial needs and wants. What inspires me is helping my clients make their home financing dreams come true. […]

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