Andy Espineira

I began my mortgage career in 1997 as a loan consultant doing only FHA purchases and loved every minute of it. Eventually I opened my own brokerage firm and operated it for about 10 years. Over several years due to all the changes in the marketplace, I quickly realized the importance of being a direct […]

Hiro Watari

I’m a Southern California based mortgage professional and sales manager for Ladera Lending, a direct lender located in Southern Orange County. With more than 8 years of mortgage industry experience coupled with over 10 years of legal practice, I have been advising clients in various areas of finance and real estate since 2003. The value […]

Marlon Escota

I was born and raised in Southern California. I have been in residential financing since 2006, specializing in Purchase and Refinance Home Loans. Since joining Ladera Lending in 2012, I have been a key contributor to the company. My focus is to establish long-term relationships with all my clients. I have a knack of being […]

Paul Gomez

I was born and raised in Southern California. With 18 years of residential lending experience, I make sure that the process is smooth, we get the correct documents upfront, and make sure the loan is structured properly. This allows us the ability to close loans as quickly as possible. I love helping clients save money […]

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