Andy Espineira Test

I began my mortgage career in 1997 as a loan consultant doing only FHA purchases and loved every minute of it. Eventually I opened my own brokerage firm and operated it for about 10 years. Over several years due to all the changes in the marketplace, I quickly realized the importance of being a direct […]

Paul Bogosian

As a Sales Manager and Loan Officer, I have helped thousands of clients achieve their financial goals and homeownership dreams. My main goal in every transaction is to make the process as quick and easy as possible. I hope to not only be your mortgage professional for one transaction, but for any of your mortgage […]

Andy Espineira

I began my mortgage career in 1997 as a loan consultant doing only FHA purchases and loved every minute of it. Eventually I opened my own brokerage firm and operated it for about 10 years. Over several years due to all the changes in the marketplace, I quickly realized the importance of being a direct […]

Jason Smith

Since beginning my mortgage career in 2007, I have helped over 1500 clients fulfill their dream of homeownership or improve their financial situation with a cash-out or interest rate reduction refinance. I specialize in Cash-Out refinances, Rate/Term refinances, and Purchase transactions. I offer and have a strong knowledge base in all residential loan types including […]

Ashton Pereida-Rice

With over five years of experience in the mortgage industry, I specialize in purchase transactions, cash-out refinances, and second mortgages. I have helped hundreds of families achieve their dreams – whether it’s buying their first home, starting their investment journey, or tapping into home equity for personal goals. I pride myself on beginning with empathy, […]

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