I grew up in the Chicago area, where I was exposed to the real estate industry at a very early age. My father was a real estate developer and builder. My first exposure to real estate was through actual construction – working on the projects my father was developing. This was a great summer job for me that provided an early understanding of construction methods and a love for the housing industry. Little did I know that the real estate industry would later become my career.

After graduating from high school, I chose to attend college in beautiful sunny California (Chicago winters can be so brutal), where in my junior year, I met the love of my life. We were married right after graduation and decided to settle in Laguna Niguel, California. Fast forward 42 years, and my wife and I have three grown adult children (My son Payton actually works with me at Ladera Lending), whom we are very proud of. We are both active in our community and our local church.

I started my career in mortgage banking in early 1998 and have been working with clients throughout the nation ever since. I am currently licensed in 15 different states. I pride myself on honest and truthful communication, and I always strive for long-term relationships with every client. In fact, I now have many clients referring their children to me for their first-time home purchases. Over the last 25+ years, I have handled everything from construction loans, FHA first-time home buyer loans, VA loans for our veterans, conventional loans, equity loans, and cash-out debt consolidation loans. If you have the need, I bring the experience to get it done!


555 Corporate Drive, Suite 215
Ladera Ranch, CA 92694