I was born in San Francisco and now reside in Southern California. I have a Bachelor of Science Degree in Finance with an emphasis in Real Estate from California State University, Fullerton. Since graduating from college, I have been in the mortgage industry for over 17 years.

Throughout my career, I have been perfecting the craft of listening to my clients' needs and ultimately placing them in a better financial position. Transparency, Communication, & Passion are the winning elements that I provide for all my clients. I strive to create customers for life.

My favorite mortgage experience was something unexpected from one of my clients. I was able to complete a purchase for a client who was struggling to achieve financing for her home. My client was a beekeeper by trade and didn't have the best credit. With my guidance, she was she was able to purchase her dream home in Northern California for her and her family. She was so grateful for my assistance- she gifted me a custom jar of her famous local Honey. The jar was scripted: “MEANT TO BEE-THANK YOU RICK!” Such a happy moment to remember.

When I'm not working, I love spending time with my 3 Children- ages 3,14, & 16. I also love perfecting new dishes to cook. It may not turn out the best the first time, but through practicing with patience, I should be able to produce like a 3-star Michelin Chef!


555 Corporate Drive, Suite 215
Ladera Ranch, CA 92694


Phone: (800) 556-1915